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To contact Coombes and Wright Mortgage Solutions, please call 01707 817323 or email enquiries@cwmortgagesolutions.co.uk.

Expert Mortgage Advice Across Hertfordshire

Looking for a mortgage broker in Hertfordshire? Whether you're buying your first home, moving house, remortgaging, investing in property or reviewing your protection needs, Coombes & Wright Mortgage Solutions provides friendly, professional mortgage advice across Hertfordshire. With access to over 65 UK lenders and thousands of mortgage products, we help clients secure suitable mortgage and protection solutions tailored to their circumstances. 

From period properties in St Albans and village homes in Brookmans Park to family houses in Cheshunt, Harpenden, Potters Bar, Welwyn Garden City and Broxbourne, our experienced advisers provide clear, personal advice backed by decades of mortgage and property expertise. 

Meet Your Hertfordshire Mortgage Advisers 

Michael Coombes Director & Mortgage & Protection Adviser St Albans Hertfordshire

Based in St Albans, Michael is co-founder and director of Coombes & Wright Mortgage Solutions. With more than 25 years of financial services experience, he has helped first-time buyers, homeowners, landlords and property investors secure mortgage and protection solutions across Hertfordshire.

Before establishing the business, Michael worked in the corporate financial services sector providing mortgage and protection advice, giving him extensive knowledge of both the lending market and the home-buying process. 

Michael Coombes BA (Hons)

Director & Mortgage & Protection Adviser 
michael@cwmortgagesolutions.co.uk 
07956 506106 

James Wright Director & Mortgage & Protection Adviser Brookmans Park Hertford

Based in Brookmans Park, James is one of the founders of Coombes & Wright Mortgage Solutions. With over 20 years of industry experience, he has built an impressive depth of mortgage and protection knowledge while developing strong local relationships throughout Brookmans Park, Potters Bar, Welham Green, Hatfield and the wider Hertfordshire area.

Clients value his practical advice, attention to detail and commitment to delivering a smooth mortgage journey. 

James Wright Adv CeMAP, CeRER 

Director & Mortgage & Protection Adviser 
james@cwmortgagesolutions.co.uk 
07947 822620 

Michelle Clack Mortgage Adviser Broker Cheshunt Hertford

Based in Cheshunt, Michelle has more than 25 years of experience helping homeowners secure mortgages and make informed property decisions. Working with clients across Cheshunt, Broxbourne, Waltham Cross, Goffs Oak and surrounding areas, she is committed to finding suitable mortgage solutions while making the process as straightforward and stress-free as possible.

Friendly, approachable and flexible, Michelle is known for providing clear explanations without the jargon. 

Michelle Clack CeMAP 

Mortgage Adviser 
michelle@cwmortgagesolutions.co.uk 
07960 240780 

"We believe mortgage advice should be straightforward, personal and tailored to your individual circumstances. Whether you're buying your first home, moving house, remortgaging or building a property portfolio, we're here to guide you every step of the way." 

CWMS Mortgage Broker Mug Hertfordshire St Albans Cheshunt Welwyn Garden City

Mortgage Advice in Hertfordshire Tailored to Your Needs 

No two mortgage applications are the same. Whether you're employed, self-employed, a company director, contractor, landlord or have more complex income arrangements, we'll provide clear, jargon-free advice and support throughout the process from initial enquiry through to completion. 

  • First-time buyers

  • Home movers

  • Remortgage clients

  • Self-employed applicants

  • Buy-to-let investors

We help:

  • Company directors

  • Contractors 

  • High-net-worth individuals 

  • Portfolio landlords 

  • Clients with adverse credit 

Our Hertfordshire Mortgage Services 

First-Time Buyers 

Buying your first home can feel overwhelming. Whether you're purchasing a flat in St Albans, a family home in Cheshunt or a property in Harpenden, we'll help you understand your options and guide you through every stage of the process. 

Landlords & Buy-to-Let 

From first-time landlords purchasing a rental property in Hatfield to experienced investors expanding portfolios across Hertfordshire, we can help identify lending solutions aligned with your investment goals.   

Remortgaging 

If your current mortgage deal is coming to an end, it's important to review your options early. We'll compare mortgages from a wide panel of lenders to help you secure a suitable new deal. 

Equity Release 

Explore later-life lending and equity release options with clear, professional guidance tailored to your circumstances. 

High Net Worth Mortgages 

Tailored mortgage advice for high earners, company directors and clients with complex income structures or larger borrowing requirements. 

Commercial Lending 

A mortgage is often one of life's biggest financial commitments. We provide advice on Life Insurance, Critical Illness Cover and Income Protection to help protect your home, income and family's future. 

Simple Mortgage Advice in 3 Steps 

  • Coombes and Wright Mortgage Solutions Gold House Icon

    1. Talk to us

    Arrange a free consultation with one of our local mortgage advisers.

  • Coombes and Wright Mortgage Solutions Gold House Icon

    2. Compare your options

    We'll search over 65 lenders and thousands of mortgage products. 

  • Coombes and Wright Mortgage Solutions Gold House Icon

    3. Secure your mortgage

    We'll manage the application and support you through to completion.

Why use Coombes & Wright Mortgage Solutions?

Local Hertfordshire Knowledge: With advisers based in St Albans, Brookmans Park and Cheshunt, we understand the local property market across Hertfordshire, from city centre apartments and family homes to village properties and investment opportunities. 

65+ UK Lenders: Compare thousands of mortgage products from over 65 lenders. 

1,000+ Five-Star Reviews: Trusted by thousands of clients for clear, professional mortgage advice. 

180+ Years of Combined Experience: Extensive mortgage and property expertise across our team. 

Personal, Local Service: Work directly with a local adviser who takes time to understand your circumstances and goals. 

Straightforward Advice: Clear guidance and support from enquiry through to completion. 

Mortgage Advice Across Hertfordshire 

We regularly help clients throughout: 

  • Borehamwood

  • Brookmans Park

  • Broxbourne

  • Bushey

  • Cheshunt

  • Goffs Oak

  • Hatfield

  • Hertford

  • Potters Bar

  • Radlett 

  • St Albans

  • Waltham Cross

  • Welwyn Garden City

  • Wheathampstead

  • Surrounding Hertfordshire areas 

We also offer telephone and video appointments for clients throughout the UK, alongside face-to-face meetings across Hertfordshire. 

Frequently Asked Questions

Book your free no-obligation initial consultation

Whether you're buying your first home, moving house, remortgaging, investing in property or reviewing your protection arrangements, our Hertfordshire team is here to help. 

Book your free, no-obligation consultation today and discover your mortgage options with trusted Hertfordshire mortgage advisers. 

Ready to take the next step?

Whether you're buying your first home, remortgaging, investing in property or looking for protection advice, our qualified advisers are here to help. 

Book your free, no-obligation consultation today. 

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