Our website is temporarily unavailable while essential maintenance is carried out.
To contact Coombes and Wright Mortgage Solutions, please call 01707 817323 or email enquiries@cwmortgagesolutions.co.uk
Mortgage & Protection Questions & Glossary
Find answers to common mortgage and protection questions and explore our useful glossary of industry terms. Drawing on more than 180 years of combined experience, we share expert insights to help you navigate your property and protection journey with confidence.
Our Commitment to You:
Coombes & Wright Mortgage Solutions provide local, flexible and friendly mortgage and protection advice, making the process as straightforward as possible from start to finish.
We pledge to:
Simplify your mortgage and protection journey from initial enquiry to completion.
Search over 65 lenders to find suitable products for your needs.
Clearly explain your options, the process and any costs involved.
Compare protection policies from a range of insurers.
Offer free, no-obligation consultations in person, by phone or via video call.
Manage the entire application process, including paperwork and administration.
Liaise with lenders, solicitors, estate agents and housebuilders on your behalf.
Keep you updated throughout, helping to ensure a smooth and stress-free experience.
What Should I Expect from My Mortgage & Protection Adviser?
We take the time to understand your circumstances, goals and future plans before providing tailored mortgage and protection advice.
With advisers based across Hertfordshire, Kent and London, we combine local knowledge with the ability to support clients throughout the UK.
Our experienced team stays up to date with the latest mortgage products, lender criteria and protection solutions, ensuring you receive clear, informed advice at every stage. Supported by our dedicated Client Support Team, we'll guide your application from enquiry to completion, keeping the process smooth, straightforward and stress-free.
-
While not a legal requirement, protection policies can help safeguard your mortgage repayments and your family's financial future if circumstances change.
-
Yes. We regularly help first-time buyers, self-employed professionals and contractors secure mortgages suited to their circumstances.
-
The amount you can borrow depends on your income, deposit, credit profile and financial commitments. We'll help you understand your borrowing potential and compare suitable options.
Ready to discuss your mortgage? Book your free, no-obligation initial consultation with one of our qualified mortgage advisers
Why use Coombes & Wright Mortgage Solutions?
Over 180 years of combined experience
Access to 65+ UK lenders
More than 1,000 five-star reviews
Award-winning service
Personal, adviser-led approach
Support from enquiry to completion
First-time buyers
Home movers
Remortgage clients
Self-employed applicants
Buy-to-let investors
We help:
Company directors
Contractors
High-net-worth individuals
Portfolio landlords
Clients with adverse credit
Simple Mortgage Advice in 3 Steps
-

1. Talk to us
Arrange a free consultation with one of our local mortgage advisers.
-

2. Compare your options
We'll search over 65 lenders and thousands of mortgage products.
-

3. Secure Your Mortgage
We'll manage the application and support you through to completion.
We don't just compare mortgage products. We help you understand your options, explain the implications of your choices and support you every step of the way.
Our Mortgage Services
First-Time Buyers
Take your first step onto the property ladder with confidence. We'll guide you through the process and compare suitable mortgage options for your circumstances.
Landlords & Buy-to-Let
From first-time landlords to experienced portfolio investors, we'll help you find mortgage solutions that support your property goals.
Remortgaging
Whether your current deal is ending or you're looking for a new rate, we'll review your options and help secure a suitable mortgage.
Equity Release
Explore later-life mortgage and equity release options with clear guidance tailored to your circumstances.
High Net Worth Mortgages
Tailored mortgage solutions for high earners, company directors and clients requiring larger borrowing or bespoke lending arrangements.
Commercial Lending
Access specialist commercial funding through our trusted lending network, with support tailored to your business needs.
Book your free, no-obligation initial consultation
We'll understand your circumstances and objectives
We compare suitable options from our lender panel
We manage the application process
We support you through to completion
How it works
IMPORTANT INFORMATION THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Mortgages Available
Residential Mortgages
First-Time Buyer
Remortgages
Right to Buy
Shared Ownership
Family Assist Mortgages
Specialist Mortgages
Adverse Credit
Retirement Interest Only
Lifetime Mortgages*
HMO Mortgages
*This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.
Property Investment
Buy to Let
Bridging Finance
Additional Finance
Debt Consolidation
Home Improvement Finance
Second Charge Lending
Frequently Asked Questions & Glossary
How much can I borrow?
What will the repayments be?
How much deposit do I need?
What’s the difference between an interest-only mortgage and a fixed rate?
Our team of dedicated Mortgage Advisers share their years of experience. We discuss the financial aspects of buying a property and provide advice on a comprehensive range of mortgages from across the market, helping you find options suited to your circumstances.
Ready to take the next step?
Whether you're buying your first home, remortgaging, investing in property or looking for protection advice, our qualified advisers are here to help.
Book your free, no-obligation consultation today.
Connect with Us · Connect with Us · Connect with Us ·
Connect with Us · Connect with Us · Connect with Us ·
Follow Coombes & Wright Mortgage Solutions on social media for all our latest industry news, advice and competitions.
IMPORTANT INFORMATION THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances. You may want to contact one of the free impartial money guidance and debt advice services, such as StepChange, Citizens Advice, or Turn2Us.
You can make a complaint to our network Sesame. Please contact them on the details below:
Write to: The Customer Relations Department, Sesame Limited, Fourth Floor, Jackson House, Sibson Road, Sale, M33 7RR.
Email: CustomerRelations@sbg.co.uk
Telephone: 0345 0456 800 (Mon-Fri 9 am to 5 pm)